How to Get a Replacement Car Key
Losing your car keys can be a stressful experience. It can also be costly depending on the type of key you've got.
Contacting an auto locksmith is the most efficient way to replace keys. This is usually a less costly and quicker alternative than calling roadside assistance or a dealership.
Cost
In the past, losing your car keys was no big issue. You could just go to the local hardware store and get an alternative key made. Nowadays, however it's more complex and more expensive. The reason is that automobiles have become more technologically advanced, and that means keys are also. While this could make keys more secure against theft but they also make them more expensive to replace.
The cost of replacing a lost car key will vary depending on the year, model and model of your car. Many newer cars have key fobs with a transponder chip in them to help prevent theft. The chips must be linked to your vehicle. This usually requires a locksmith or a dealer. The cost varies based on the type of car you own, but it can reach $200.
Modern cars also come with laser-cut keys that need to be programmed using a special machine only found at dealerships and auto locksmiths. The cost of a key for this type of lock is as high as $100.
The location of your house will also affect the cost. If you're in a remote area, you will probably have to pay a premium for service because the locksmith or tow truck has to travel a long distance get there. A locksmith may also charge a fee for work performed on weekends, holidays or after-hours.
You can reduce the cost of replacing keys to your car by keeping a spare at the house or in your wallet. You should also keep the title or registration documents, as these will be needed to prove that you are the owner of the vehicle in the event that you need to contact the dealership to request an exchange key. You can also call your roadside service for assistance. They may be able offer you temporary replacements, based on their conditions and terms.
Time
Losing your car keys could be a hassle, but you shouldn't panic. First, take a moment to search for your keys to your car in a convenient place like your pocket or purse. Then, look back and reflect on your day to see the places you may have lost them. This may help you remember where you left the keys, or even you can find them in your car. If you're unable to locate your car keys, it may be time to get an alternative.
Most modern cars have an electronic key fob that uses a code in order to unlock and start the car. This type of key needs to be reprogrammed to work with your specific vehicle and this is usually a task for a professional. You should consult an auto locksmith to determine whether they are able to handle this, and you will also require proof of ownership.
The traditional metal keys are more easily replaced than remote fobs for keys. They operate 100% mechanically and aren't difficult to duplicate, which is why an expert locksmith in your area can provide you a new one on the spot if you've lost one. The locksmith can also duplicate your ignition cylinder, however, this comes at a cost. If you're looking to make copies of your old car keys, visit a hardware shop that specializes in automobiles and make them quickly and inexpensively.
You should also consider replacing your car keys if they're beginning to appear worn down. The teeth on the key and the lock cylinder can wear down due to frequent use which makes it difficult for them to align correctly with one another. If the key begins to stick, it may be time to replace it.
The dealer may have to program the key if you own an older model or a high-end car. This is a difficult task that will take an extended time to complete and may cost a lot of money. You could be covered by your insurance or warranty dependent on the model of your car.
The availability
Even if you're an excellent driver it's still possible to lose your car keys. This can be a huge pain, especially when it occurs at the most inconvenient times such as when you're at the gas station or at the grocery store and just want to get home. There are many ways to replace keys that have been lost. You can contact your insurance provider or locate a local locksmith or contact roadside assistance.
The first thing you'll need to do is determine what kind of car key you have. This is crucial because various cars have different kinds of keys. auto key replacement cost are old-fashioned and lock via the key cylinder and others come with chips that communicate with the car to unlock the doors and open it up. Some keys can be easily replaced by an auto-locksmith while others might require you to visit a dealer for a replacement from the manufacturer.
No matter if you're using a conventional key or a smart one the first step should be to read the instruction manual or contact the dealer for instructions on how to program it to your vehicle. You'll need proof of ownership and may need to wait a few days for the dealer to order your replacement. This procedure might also require you bring the vehicle to a locksmith or other service provider to be programmed, so this isn't the best option for those working on tight schedules or are unable to move around.
The process is much easier in the event that you have a spare. You can purchase an online replacement key for your car at a low price depending on the type of car you own. If your keys come with an electronic transponder or key fob, you'll need to consult a licensed expert to replace them and program them. Based on the model and make, you may need to have it towed by the dealer or hire a locksmith replace the key.
A bluetooth tracker is a different method to replace your car key. These tiny devices are attached to your keyring, and emit a signature which can be picked up using an iPhone with an application installed. The app will reveal the location of your key so you can locate it easily.

Insurance
The majority of the time insurance for cars does not cover keys lost. There are exceptions. A lot of the top car insurance companies that are dedicated to client happiness provide add-on coverage for things like lost keys. It's usually an additional cost, but could be cheaper than paying out from pocket for key replacement costs.
Whether or not car insurance covers lost keys is dependent on the policy and the deductible. Most traditional metal keys are easily replaced, but if you have an smart key or an electronic fob is more difficult. These keys are laser cut and incorporate computers that transmit a signal to your vehicle. They are therefore more difficult to replace than mechanical keys. Furthermore, these kinds of keys are expensive because you'll likely need to pay for locksmith services as well as the cost of a new key.
You can consider using an auto club service or roadside assistance to save money when replacing a lost key. These services provide discounts for locksmiths, and they may even reimburse you for the cost of a replacement. Some of these firms offer emergency lockout services that is beneficial when you are in a hurry to get on the road.
Another option is to contact your car dealer to inquire whether they can help. Locksmiths are typically on hand at most dealerships, and they may be able to make you a key for a reasonable price. If the dealer must purchase a new key for your specific model, it may take several days. Whatever method you select, make sure to keep all receipts and documents so you can make a claim with your car insurance company in the event of a claim.
Losing keys to your car is a regular event. It's not pleasant however, it can happen to anyone. There are ways to minimize the consequences. While the most affordable and quickest method to replace lost car keys is to call an authorized locksmith in your area, it's important to weigh the monetary benefits against the time involved and possible deductible payment before filing a claim with your insurance company.